Do You Qualify for a HARP Loan?
Are you underwater on your mortgage? No one wants to be there. But you may be able to get help.
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Don't Get Stuck Paying Extra! Negotiate Your Closing Costs.
By this point you’ve realized the name of the game is getting as much house as you can for as little money as possible. Closing costs can add as much as 5 percent to your total cost. So how do you make sure you’re paying as little as possible? Negotiate.
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Do You Always Pay to Refinance?
Refinancing can mean a lower interest rate, a shorter loan term, or even some extra cash in your pocket. But all of that doesn’t come free--no matter what you’ve heard. So what’s the real deal with no-cost refinancing?
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Home Inspections and Appraisals: An Inside Look
What do home inspections and appraisals involve? And what's the difference? All the nuts and bolts.
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Turned Down for Refinancing: What's Next?
You were hoping to refinance, and it didn't happen. Read on to learn what your next steps should be.
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Graduate College. Get a Job. Start Saving for a House?
In college you were literally counting your pennies to see if you could afford to go out that night. So now you have your first job you’re feeling pretty rich. Are you saving some for your future home?
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How to Negotiate with Mortgage Lenders
Are mortgage rates set in stone? How about closing costs and other fees? Find out what you can negotiate, what you can’t, and the best way to do it. Let's make a deal!
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Rejected by the Co-op Board? Weird Reasons Why
The interview is like a cross between trying to sit at the cool kids’ table in the lunchroom, being on trial in front of a jury of your not-quite peers, and a job interview. But with more riding on it.
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5 Questions to Ask Before You Get a Jumbo Loan
Whether you’re buying in an expensive market--like Alaska or Hawaii--or you’re just buying a bigger home, you’re going to need a jumbo mortgage. But before you meet with a lender, ask yourself these five questions.
When Your Mortgage Payment Starts to Mean Progress
Have you ever really looked at your amortization schedule? Do you know how each payment breaks down? How much of your payment every month goes to principal, interest, taxes, and insurance (PITI)? When you look at your payoff amount, it never seems to get any lower. There's a reason for that.
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